Where Do You Keep Your Savings?
Whether it is in an emergency fund or your savings for that upcoming vacation. you need a safe place to keep that money. There are several options available, each with their own advantages. Where do you keep yours?
Cookie Jar- Close to home, but you’re not making interest and you’re out of luck if something [...]
Saving Money On Your Car Insurance
Thanks to some popular commercials, we all know that we could be saving money on our auto insurance, but have you actually checked to see how much you could be saving? Many people don’t actually take the time to shop around and realize that they really could be saving money on their insurance. I recommend [...]
Don’t Be a Slave
“The rich rule over the poor, and the borrower is servant to the lender.” Proverbs 22:7
Long before Dave Ramsey, someone knew that debt was bad. The proverb above should be all the proof you need that debt should be avoided. Even those that don’t necessarily believe in the Bible can see the wisdom that is [...]
What is Frugality?
Wikipedia defines frugality as
“Frugality is the practice of
acquiring goods and services in a restrained manner, and
resourcefully using already owned economic goods and services, to
achieve a longer term goal.“
In the times we are in, it has become all the rage. Being frugal and living on less is one way that people are surviving this recession. A [...]
Who Balances Your Checkbook?
I was listening to Family Life Today on the radio this morning and they were talking about gender and money. It was interesting to hear about how men and women look at money differently. They were talking about how the partner that is stronger in handling the checkbook should do it, but that the man [...]
Sharing Your Passion for Personal Finances With the World!
If you’re like me and you’re doing your best to be wise with your money, then you surely wish that you could get some of the people in your life to follow the same principals. Sometimes, no matter what you tell them, your friends and family just don’t get what it means to be wise [...]
Renovation Realities-Tips to Save You Money on Home Renovations
My wife and I are nearly finished remodeling our master bathroom. Everything in there was original from 1974 and was definately overdue for an upgrade. We decided to give it a shot and do it ourselves. I thought it would take a week or two and I’d be done. Two months later I’m just putting [...]
Further Proof of the Importance of an Emergency Fund
A few weeks ago my wife and I noticed that the A/C was on but it wasn’t blowing out any cool air. Turns out it was a bad capacitor. That wouldn’t have been so bad but while they were here fixing it they noticed that our electrical panel is in poor shape. Water should NOT [...]
Year End Reflection
With less than a week left in this year I thought it would be good time to give an update on how my wife and I are doing with our quest to get out of debt and improve our financial situation. We’ve worked very hard this year on our “Debt Snowball” and have been using [...]
All Your Eggs in One Basket
I was just reading an article about how Bernard Madoff swindled $50 billion from investors. It is sad that someone would want to take advantage to so many people. It is also sad that some of these people had put all their investments with this guy. When it comes to investing, diversity is key. I [...]
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